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Texas State Affordable Housing Corporation
Texas State Affordable Housing Corporation

Program Overview

Texas State Affordable Housing Corporation is a is a self-sustaining, non-profit housing organization. Are you ready to buy a home? TSAHC provides fixed-rate mortgage financing, down payment assistance grants and mortgage credit certificates for teachers, police officers, fire fighters, EMS personnel, veterans and low and moderate income households. Our home buyer programs are open to first-time home buyers as well as repeat home buyers and exisiting owners. TSAHC's homeownership programs are eligible to home buyers purchasing a home any where in Texas.

Who is eligible for this program?

Take the Eligibility Quiz.

Household Income Limit: $ 102465
Is this program for first-time buyers only? No

Property Eligibility Requirements

The sales price cannot exceed $ 309,375.
Allowable property types: Single-family residences, qualified condominium developments, town homes, manufactured homes and planned unit developments.

Benefit Details

TSAHC's Home Loan Programs provide a fixed interest rate loan with down payment assistance provided in the form of a grant. Our programs provide a grant equal to 5% of the loan amount.

TSAHC's Mortgage Credit Certificate Program provides a home buyer with the ability to take an annual tax credit of up to $2,000. This credit can be taken every year the home buyer lives in the home, for the life of the loan. The MCC Program can be combined with our Home Loan Programs.

Benefit: A fixed interest rate loan with down payment and closing cost assistance and/or a mortgage credit certificate.
Loan Term:30 years
Homebuyer Counseling /
Education Required:
Owner Occupancy Required:Yes
Other Program Comments:Home buyers need to work with a TSAHC-approved lender.
List of approved TSAHC lenders.

Please note: Every attempt is made to reflect accurate and up to date information on housing programs displayed on row site. Some inaccuracies may exist. For verification contact a certified REALTOR member.

For more information about Texas State Affordable Housing Corporation and other homebuyer programs please contact one of the following:

Find a Texas REALTOR® in Your Area



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